With an ever-growing need for credit, risk management should be an integral part of every registered credit provider in South Africa in order to ensure sustainability in the credit lending industry. An overwhelming demand for unsecured loans and equally overwhelming default rates also compels lenders to focus more intensively on credit and risk assessments.

Qualifications

National Certificate in Banking (SAQA ID: 20186)

Target Market

Employees already employed in and those who wish to be employed in the financial services industry

Entry Requirements

Grade 12 or equivalent

Objectives

At the end of this programme, the learner should be able to:
• Determine the banking-related financial needs of a business
• Provide sales related services within the banking sector
• Assess the viability of a business banking opportunity
• Prepare a banking related business credit proposal for the relevant authority
• Assess and finalise credit application for corporate, club, association or trust in a banking environment

Target Group

Employees already employed in and those who wish to be employed in the financial services industry